A few differences between doctor’s vs. conventional loan doc loan low or no down payment (Compass requires 0% down, BOA requires 5% down) Doc loan no PMI (Private Mortgage Insurance) Doc loan takes future income up to 60 days prior
“In this world nothing can be said to be certain, except death and taxes.” — Benjamin Franklin As I explore how best to convey the importance of tax-efficient savings to my peers, I did a little math on how
[Josh is a good friend of mine who has a great deal of knowledge and expertise in physician home mortgage. I’m happy to share a series of educational posts from him regarding this topic. So here you go, Josh’s debut
Q1. I applied to DRB with my current income of $0 with current debt, I got denied. Should I have put my future PGY1 salary on my application? A1. Yes, PGY 1 income. Q2. Refinancing vs. Fed payment with PSLF?
I have $0 emergency fund liquid savings, with the exception of periods of time when I’m trying to purchase a home and need at minimum 5% down payment, I never lend the bank my $ at lower than inflation rate